BEHAVIORAL FINANCE: UNDERSTANDING INVESTOR PSYCHOLOGY AND DECISION MAKING Behavioral finance is a field that integrates psychology with finance to understand how cognitive biases and emotional factors influence investors’ decision-making processes. It recognizes that investors are not always rational and that…
SUSTAINABLE INVESTING:ESG CRITERIA AND ITS IMPACT ON FINANCIAL PERFORMANCE Sustainable investing, also known as socially responsible investing (SRI) or environmental, social, and governance (ESG) investing, integrates non-financial factors into investment decision-making. ESG criteria are used to evaluate a company’s performance…
IMPACT OF INFLATION ON PERSONAL FINANCE AND INVESTMENT Inflation can significantly impact personal finance and investments in various ways Purchasing Power Erosion: Inflation diminishes the purchasing power of money over time. This means that the same amount of money will buy…
CRYPTOCURRENCY:TRENDS,ANALYSIS AND FUTURE OUTLOOKS Cryptocurrency has evolved significantly since the inception of Bitcoin in 2009. Trends: LlllAdoption: Cryptocurrency adoption has been fueled by increasing awareness, accessibility, and acceptance. More merchants are accepting cryptocurrencies as payment, and individuals are embracing them…
PERSONALIZED INSURANCE POLICIES Personalized insurance policies, also known as customized or tailored insurance plans, are designed to meet the specific needs and circumstances of individual policyholders. These policies deviate from traditional one-size-fits-all approaches by allowing customers to select coverage options…
SMALL BUSINESS LOAN IN THE DIGITAL AGE In the digital age, small business loans have undergone a significant transformation, driven by technological advancements and changing consumer behaviors. This shift has revolutionized the way small businesses access financing, offering greater convenience,…